Friday, January 20, 2012

Busting Home Buying Myths!!

We've all heard the hub bub in the media about how buying a home can destroy your finances, but as soon as you switch the channel, you hear the opposite!  What's fact and what's fiction?!
First you have to determine if buying a home is the right thing for YOUR situation.  Not your mother's, not your brother's, certainly not your Realtor's, but yours and yours alone.  
Consult a trusted real estate professional and ask questions about current home prices and trends.  A professional REALTOR is held to a code of ethics and should provide statistical data to you, if you wish.


Until, then, here are five common myths people commonly use as fact!

1.  "The Perfect Home Is Out There"  It may be!  But more commonly, it's a matter of compromise.  Many buyers tend to focus on the one thing a home doesn't have, rather than the 9 out of 10 things that it does have.  Decide up front, which features are deal breakers, and which ones would be nice to have.


2.  "The House Has To Speak To You"  Many people believe the home has to feel right when you walk through the door.  Companies spend billions of dollars every year to hire design consultants and staging professionals to ensure their home "speaks" to buyers.  Use a critical eye when viewing homes.  It's a process of elimination!  


3.  "The Listing Information is Always Accurate"  Listings are created by people.  People make mistakes!  Even with the best of intentions, REALTORS can accidentally misrepresent information.  Be on the safe side, measure the rooms for square footage, count the number of closets, get a home inspection.


4.  "You Should Buy as Much House as You Can Get"  Why?  Is it practical, either financially or otherwise, for a newlywed couple to buy a 4,000 square foot home, because they can afford it?  Not really.  Purchase a home so that you can live comfortably and enjoy your home, instead of working to pay the bills.


5.  "If Your Offer's Accepted Right Away, You Offered Too Much"  Not necessarily.  Buyer's remorse is a common occurrence- it's like cold feet at a wedding.  It's most likely the best decision, but people get nervous!  Just because your offer was accepted right away does not mean that you offered too much.  It may just mean that it's a buyer's market and sellers are ready to unload their homes!


Call me for all your real estate needs!  I'm never too busy for any of your referrals!

Sunday, January 15, 2012

Monday, November 7, 2011

Cornerstone Cottages!!

Cornerstone Cottages is an up and coming neighborhood just outside of Onslow County.  It's about twenty minutes from the shopping and restaurants and it's worth the drive home!  With a country atmosphere, you'll be able to enjoy the "no noise" and fireflies from your front porch!!

Call today for your exclusive preview of these fabulous homes!  American Homesmith was the 2011 Onslow County Showcase Winner of the Year for their fabulous floorplans and upgraded features in the homes.  

The homes in Cornerstone Cottages boast beautiful craftsman styling with vinyl siding and stone accents on the exterior.  The interior has nine foot ceilings, plush carpet and stainless steel appliances.  American Homesmith offers a 10 year Quality Builder Warranty on all their homes!

 The "St. Augustine" Floorplan
3bed/2.5 bath
$138,543!!


Tuesday, October 11, 2011

So many choices! It's a homebuyer's buffet out there!!

There is more than 9 months worth of inventory of the real estate market in Jacksonville, North Carolina.  Which means there are a lot of options out there for buyers!  Imagine that!  All those options!  So many choices!......But you're probably going to only buy one home, right?
This is where a handy checklist comes in.  If you're thinking of buying a home, whether it be to make a wise financial investment, or to purchase your "forever home", list in order of preference the features that are important to you.  For some people, the first thing that pops up is a Huge Kitchen.  For others, it might be a Huge Garage.  For many it's location.
Firmly deciding which features you cannot do without will ultimately narrow down the playing field which will lead you to your dream home.  
Home buying can be one of the most stressful situations one can endure.  Let's keep it simple!  Call me today with any questions or concerns!  I'd love to help!


As always, I'm here for any of your real estate needs!  If you have a friend or family member who is interested in buying or selling a home, I would love the opportunity to speak with them! Thanks so much!

Monday, October 3, 2011

Quick and Dirty Showing Tips for Sellers!

So you have your house on the market and you're waiting for the elusive, the impossible, the answer to all your prayers....  "THE BUYER!"  What happens if you get one and you're not ready?
Life happens!  The dog gets sick and the kid is playing in it.  You have a flat tire and no time to clean the house.  You're at soccer practice on the other side of town.  The list goes on and on!


Don't worry about getting ready for a showing- Be Ready!  
~Spend an extra fifteen minutes on your busy days and throw all the random toys in a laundry basket and stick it in a closet.  Then when you have more time, actually put things away.
~Only keep out what you use.  I know it's difficult to live your daily life like this- but trust me it will be worth it when you have a last minute buyer!
~Buy higher watt bulbs.  Crazy, I know!  But think of it this way- everything will look brighter and you don't have to do anything!
~Swiffer or vacuum really quickly first thing in the morning.
~There's not much you can do in the way of pets, unless you crate them during the day or they are outside, just make sure their area is clean and fresh smelling.
~Open the curtains before you leave- natural light really can enhance your home for showing!
~Don't leave toilet seats up, dishes in the sink or laundry on the floor!


Again, these are quick and dirty tips to help in a pinch!  I have a handy little booklet for anyone who would like more information on how to better display your home for sale that includes more detailed information.  Call me and I'll send it to you!


As always, I'm here for all your real estate needs!  Call me- I'd love to help!!



Wednesday, September 28, 2011

"I want to buy a house! Why do I need a 'buyer's agent'???"


A big misconception that I've found among buyers or people who might be thinking about buying a home, is that one real estate agent is just like the next one....half a step above a car salesman and half a step below an attorney.  Sometimes that might be true, but not always!
A REALTOR is a real estate professional that has been trained and follows the Code of Ethics by the National Association of Realtors.  And under that scope, each Realtor wears a different hat, depending on their clients' needs.  For instance, a listing agent, typically, is working for the seller and has their best interest at heart during the transaction.  A buyer's agent, typically, is working for the buyer and has their best interest at heart.  And sometimes, the same Realtor is wearing both hats, working for both the seller and the buyer at the same time.  These are very generalized descriptions, so let's look at why you should use a Realtor when buying a home!
A buyer's agent will work to negotiate the best price, ensure the property is inspected, and make sure you have the representation you need. Things you tell a buyer's agent remain confidential. Using a buyer's agent also means that you will be shown homes that are For Sale By Owner (FSBO). It might seem like using a buyer's agency means you are going to pay more -- but that's not always the case. In most situations, buyer's agents are paid by the seller and the commission is all ready determined before the offer is written.  In a FSBO situation, usually the buyer's agent will negotiate their commission directly with the seller.  If the seller refuses to pay a commission, that will be up to the buyer's agent and the buyer to discuss.   
Every transaction and situation is different.  This is why it might be a good idea to interview agents and get a feel for how well they will work for you and with you.  Every Realtor should ask a prospective buyer to sign a Buyer's Agency Agreement.  This agreement is solely between the buyer and the Realtor/Realty Firm.  For a buyer, this agreement specifies the duties and responsibilities owed by the Realtor to the buyer.  If the buyer is unsatisfied, essentially, they can fire the Realtor and cancel the agreement.  The buyer is not required to sign an agreement until an offer for land or a home is put into writing.  However, in the meantime, the Realtor is not required to provide loyalty, due diligence, provide all the material facts of a property, or hold a buyer's best interest at heart.  So it really is in the best interest of everyone involved if an agreement is signed and agreed upon from the start to clearly define all the duties, responsibilities and expectations.
Homebuying is one of the most stressful and most expensive life events that one can undertake.  Doesn't it make sense to have a trained professional to help you with it?  Especially when you don't have to pay them for their knowledge and expertise!

As always, I am here for all your real estate needs, and I'm never too busy for any of your referrals!

Wednesday, September 21, 2011

Fall Is Just Around the Corner! Is Your Home Prepared?


Fall and winter can bring unexpected home maintenance issues, which always means unexpected costs!  Be prepared with this super handy checklist.  Some of these things may not apply to you, but they might apply to your friend or neighbor.  

EXTERIOR
Check for cracks in asphalt or concrete on driveway, sidewalks, and paths. These can be a tripping hazard, and can invite water that will do more damage during the colder months.
Make sure retaining walls have no bulges or loose areas. One heavy rain or snowfall, and you could have a mud slide on your hands. Make sure the weep holes built into the wall are clear.
Examine porches and decks for sagging ceilings, loose rails or boards, and damaged steps. Check to make sure the posts are still firmly in the ground and not loose, or worse yet, rotted completely out of the footing.
Give fences and stone walls-and their gates-a once-over for leaning and loose parts, which could fall or blow off during a storm.
Look for signs of insect or bird nests in soffits, eaves, or attic vents. If you see signs of animal waste in a certain area, look around for the possible nest or culprit. 
Take note of where paint is peeling, brick mortar is missing, or stucco is cracking on the house's siding.
Look for leaning on the chimney. Check that the flashing is in good condition, and not peeling up or missing. 
Check gutters and downspouts for debris or improper pitch, especially during a rain storm. Look for stains on the soffit, which could be a sign of a leak. 
Examine the foundation for cracks and bulges. 
Take a look at the sill, checking for rot and insects. Look for raised mud channels, which indicates the presence of termites. Use a sharp knife or other probe to see how much the wood gives.
Make sure the grade of the ground around the foundation slopes away from the house. 
Look at the roofing. Are there cracks, missing shingles, crumbling pieces? Check asphalt for dry, blistering, alligatoring, or curling shingles; wood for rot and splits; slate and tile for broken pieces; and flat roofs for holes. Be especially vigilant under trees, where falling branches or jumping animals could have done damage. Once the leaves have fallen, look more closely at where branches touch the house. 
Examine the flashing and vent/chimney caps for missing or damaged parts. Look for rust. 
Look for moss and other debris on the roof.

PLUMBING, including BATHROOMS and LAUNDRY
Look for signs of leaks in all exposed pipes, and in areas where pipes run through the walls or foundation. 
Look for signs of corrosion, which could indicate a problem with the water, or with the pipe itself. Watch for green stains around brass and copper fittings and on shutoff valves, a sign of either corrosion or electrolysis caused by mismatched metals. This will cause leaks and bad connections if left uncorrected. 
Check the water pressure. Low pressure could mean a problem with the line or just sediment buildup in the faucet aerator or shower head. 
Check drains for speed of drainage - a slow drain may have a clog or a blocked vent pipe. Look for a full swirling drain; bubbling drains are a sign of a problem.
Flush the toilets to make sure they operate properly. Open their tanks and look for worn or missing parts. Then wait around for a few minutes to see if the toilet runs after a pause, a sign of a slow leak. 
Look inside the burner chamber of the water heater for rust flakes. Check the flame; it should be an even blue, with no yellow. A yellow flame indicates soot or a problem with the gas-air mixture, meaning the jets need cleaning. 
Drain the water heater to remove sediment that has settled to the bottom. Sometimes leaks in faucets are caused by hard water wearing out the washers. 
Watch out for cracked tiles in the shower area or around sinks. Tap on tiles looking for loose or hollow ones, which could be masking rotted backerboard behind them. 
Check on the state of the tub and shower caulking to see if its time to replace it. 
Look for evidence of mildew where water has a chance to stand for longer periods 
Manipulate the toilet base to be sure it doesn't rock, which might mean a leak has damaged the floor around it. 
Look for cracks on the toilet tank or bowl or on sinks 
Slide shower doors do check for sticking, rust, or obstructions. Examine the gaskets around the door glass for gaps and tears. 
Turn on the shower and bath faucets and check for leaks around handles and valves. Are they easy to use, or harder to turn on and off? Check set screws around escutcheon plates. 
Unscrew the shower head and look for collected sediment in it that could be lowering the water pressure. 
Examine vent fans for obstructions or dust. Turn them on: If it sounds really loud, the bearings may be worn out or a flapper may have gotten stuck. 
Check washer hoses for signs of aging (cracks or brittleness) or leaks. 
Check dryer vents for tears. Vacuum or brush out lint in hose and around lint screen inside unit. Look for link around the floor or on the wall, indicating a clog in the vent hose.

WATER and SEPTIC
Send out a sample of well water to your country cooperative extension to test it for chemicals and bacteria.  
Make sure that the well cover is tightly sealed but there is still access to the pump. 
Check the sump pump by pouring water on it, to see if it turns on automatically.
Look around your septic tank/field for soggy ground or overly lush vegetation, which could mean the tank is full or failing.

HEATING
Take a flashlight into the furnace flue and look for a buildup of soot or rust. Tap on it to see what falls; rust is a sign of condensation, which is cause by an inefficient furnace. Have a pro service the system regardless of what you find. 
Make a solution of dishwashing soap and water, then brush it on ductwork joints-wherever there are leaks you’ll see bubbles in the soap.
Check registers and vents for loose or missing covers and screws. 
Check around radiators for leaks, or damaged floors, which could be a sign of a leak or an incorrect pitch toward the return. 
Look for overall deterioration, rust, loose parts, and other signs of a failing system.

ELECTRICAL
Check trees around the house to be sure they're not threatening wires. 
Open the panel and look for new scorch marks around breakers or fuses. Also check outlets for scorch marks, which could be a sign of loose and sparking wires. 
Look for loose outlet covers, receptacles, and loose boxes, which may have to be refastened to the studs while the power is turned off.
Test all GFCI outlets by plugging in a lamp and then hitting the test and reset buttons to see if it turns the light off and then on again.
Go around with a electrical tester (or lamp) to make sure all outlets work.


INTERIOR
Now that summer's humidity is gone, check doors for swollen spots and sticking. 
Look for loose hinges and doorknobs. 
Check the floor for popped nails, loose boards, loose tiles, and springy spots that could be a sign of joist trouble. 
Look at ceilings for stains, which could indicate a roof or plumbing leak. 
Make sure ceilings and floors aren't sagging or cracked in new places, which might mean a bigger problem causing a shift in the house. Look above doors for cracks. 
Check walls for popped screws and nails on drywall or new cracks in plaster. 
Point a flashlight into the fireplace and up the chimney, checking for loose bricks, cracks, signs of animal nests, or excess soot that could spark a chimney fire.
Make sure the damper operates properly. 
Check around ceiling fans to be sure they're well secured to the ceiling and not working their way loose with all the summer use. 
Jiggle the stair balustrade to test its sturdiness, and take note where balusters and banisters have come loose. 
Test all smoke and CO2 detectors and replace batteries immediately if something doesn't work.

DOORS AND WINDOWS
Examine weatherstripping around exterior doors and windows for tears and wear. 
Look for cracks in window glass and glazing around panes. 
Check the action of the windows for sticking points. 
Look for peeling paint and other signs of wear on window frames and stools, usually in the bottom corners. Check that weep holes in the sill outside haven't been caulked over, inhibiting drainage.
Take a look at thresholds for cracks that could let water reach the sill.

ATTIC
Look around the attic space during daylight hours, with the lights turned off. Look for holes in the roofing that let light in.
Keep an eye out for signs of animal activity or entry points for animals. 
Check around vents for gaps. Look at fan motors for frayed wiring or loose screws.
Feel around insulation for damp spots where leaks might be occurring. Look for missing or torn insulation, which could be a sign of animal activity.
Examine joists and rafters for structural damage.

GARAGE
Check the action of the garage door and look for dents in the tracks or cracks in the door. 
Make sure tool storage and hanging rakes and shovels don't create a falling or tripping hazard.

KITCHEN
Test the drainage of the sink and look for signs of leaks on the faucet. 
Look at all the cabinet doors and drawers to make sure they open and close properly. Check for loose hinges or sticking drawer slides. 
Turn on the disposer and listen for signs of obstructions or problems with the motor. Try all the stove burners to be sure they turn on quickly and properly, without sparking or bursts of flame. Make sure gas stoves give off an even blue flame. 
Check the oven door gasket for signs of wear and tear. 
Turn on a gas broiler to make sure it lights properly. 
Make sure the gas shutoff valve is working. It should be able to turn until its completely perpendicular to the pipe. 
Open the dishwasher and spin and lift the washer arm by hand to make sure it isn't stuck. Check that nothing has dislodged the drain hose; it should arc up to prevent backwash from the drain into the dishwasher. 
Look for signs of leaking under and around the dishwasher. 
Make sure water filters have been changed recently.

As always, I would love to assist you or your friends with any real estate needs!