Showing posts with label foreclosure. Show all posts
Showing posts with label foreclosure. Show all posts

Thursday, March 20, 2014

New Construction Homes For Sale Near MCAS New River!

Jacksonville, NC is growing by leaps and bounds and the southwest area near MCAS New River has a lot of great homes for sale, to include foreclosures, resales and new construction!   Amanda Parmer, Realtor® with Keller Williams Realty is available to show you around the neighborhood, or provide more information about any of the homes that are for sale!

 70 west Tall Pines at New River amanda parmerTall Pines at New River is situated two minutes to Marine Corps Air Station New River and features large homesites with natural vegetation and tree lined yards.  The developers of this community intended for the homes to be situated in a 'natural looking' community, instead of the cleared out, no character, subdivision.  Home builders, 70 West and H&H Homes are building new construction homes ranging in size from 1700 heated square feet and up!  

amanda parmer 70 west tall pines at new river

Standard features in these new construction homes include oversized cabinetry, designer lighting and granite countertops in the kitchen.  Design plans for these homes boast current trends and are similar to what is found in luxury homes.  There are many floorplans available to choose from and home buyers have the opportunity to choose which features they would like in their home and build it from the ground up, or choose a home that has all ready been built and is move in ready!

homes for sale jacksonville nc amanda parmerTall Pines at New River is a perfect starter community with a luxury feel and price and only minutes to MCAS New River!  Call Amanda 910.545.0450, for your personal tour of this beautiful community, or for more information on any of the new construction homes, resales or foreclosure homes for sale!

Thursday, February 28, 2013

Don't Shoot the Messenger!!

So part of my job as a professional REALTOR® is prospecting.  One of my methods of prospecting for future clients is telling people about my current inventory.  Not only does it give me the opportunity to speak with other people about real estate, but serves as a great service to my seller when I call other people to talk about their home for sale.  Point blank, it's cold calling.  It's not easy, it's not always very fun, but it does work.  So I do it.  Today, I was calling around my listing at 146 Locust Court, Jacksonville, NC, 
 and one of the gentlemen that I had the pleasure of speaking with asked me to never call his home again because, "Realtors® are nothing but scam artists and take advantage of these young Marines in this town."  He belabored the point to tell me about the new 3.8% real estate tax that everyone has to pay is in the Obamacare bill and how no one in Jacksonville will be able to sell their home and it's only going to add to the 200 foreclosures in our town.  (His words, not mine!!)
Little did he know, I am, in fact, a US Army Veteran and I am in a very committed relationship with a Marine, and actually come from a military family.  So truly, scamming young Marines is not on my list of things to do.  I know not everyone has the same goals, but I think I speak for most of my REALTOR® comrades by saying that it's just not true.
I tried to explain to him that his information isn't accurate.  The fact is, the real estate tax of 3.8% ONLY applies to individuals who make more than $200,000 (adjusted gross income) and $250,000 for couples.  I don't think that's going to harm the average consumer in the Jacksonville, North Carolina real estate market right now.  
And as far as there being 200 foreclosures on the market- the actual statistics, according to Jacksonville Board of Realtors® MLS today, there are 2,424 homes on the market for sale in Onslow County.  Of those homes, 165 are foreclosure homes.  That's less than 7%.  And nationally, speaking, foreclosure sales are at an all time low since 2007, according to Les Christie at CNN Money.
Another part of my job, and probably the most important job, is educating.  I think it's more important for people to know the facts, rather than what they heard in the media or what their neighbor told them about the housing market in Toledo.  I don't go to the salon to ask about a weird noise my car is making, I go to the mechanic.  REALTORS® are here to educate and guide, as well as sell houses.  All REALTORS® aren't the same, and some are better than others.  Call me for a more detailed statistical analysis about the Jacksonville real estate market!  I'd love to help!

Monday, February 25, 2013

HELP! I'm upside down in my mortgage!

The truth is, many people are right now!  For most of us who bought homes in Jacksonville, North Carolina between 2000-2008, we saw mortgage interest rates in the neighborhood of 6%, 7%, and even 8%!  With interest rates starting out that high, it's hard to pay down on the principle amount of the loan within the first few years of paying it back.  Lump that in with sheisty lending practice and the worst economic recession this country has seen in almost 50 years, of course many of us would be upside down in our mortgages.

Fortunately the real estate market in Jacksonville, North Carolina has mainly been fueled and fed by the military community and VA backed loans.  Which means, for the most part, we've remained stable.  Statistically speaking, in a good real estate market, you will find 3%-9% of the market will be foreclosure homes for sale.  As of today, the market in Onslow County, North Carolina is 6.7% foreclosures.  
With that said, there is an increase of short sales in the market place as well.  Short sales, by definition, are homes that are being sold for less than what the seller owes on it, because the sale price of the home will not cover the liens or the cost of selling.  Not everyone qualifies for a short sale, and it is ultimately up to the lender to decide if it's in their best interest to accept it.  Short sale is a better option than foreclosure, because it doesn't stay on your credit report as delinquency, foreclosure, or bankruptcy.  Instead, it's reported as "paid in full or less than agreed."   And with concentrated effort on credit repair afterward, a short seller can be back in good standing within two years.  Another benefit of short selling is that personnel with security clearances won't suffer with a short sale on their credit report, as opposed to a foreclosure, which would disqualify that person from a security clearance.
Short Sales definitely have a benefit to both sellers and buyers, and there is a time consuming and an intense paperwork route that has to be navigated.  For more information, contact a REALTOR® who specializes in Short Sales and Foreclosures.

Amanda Parmer has devoted extra time pursuing education to better navigate the ever-changing world of short sales and foreclosures and has earned the SFR and CDPE (Short Sales and Foreclosures Resource and Certified Distressed Property Expert) designations to better serve clients, offer sellers a better alternative to foreclosure, and help educate the general public about our housing market.